Despite Hawaii being a no-fault state, drivers can still file claims against at-fault motorists under certain circumstances. The key factor is whether your injuries meet the “tort threshold”, which includes incurring more than $5,000 in medical expenses or suffering serious injuries such as disfigurement, permanent impairment, or death. Once this threshold is met, you can pursue a liability claim for damages not covered by PIP—like pain and suffering or lost future income. Honolulu auto accident lawyer David W. Barlow carefully evaluates each client’s medical records and expenses to determine when it’s time to pursue additional compensation through a third-party claim

or lawsuit.